XFactors Financial Inc


Factoring Freight for Independent Owner-Operators, Freight Brokers, and Small Companies Since 1990
Are you an independent trucker or freight broker waiting for payments from your customers? Need cash now for your bills?
XFactors specializes in factoring for trucking, so you can count on our experience to help you with billing and collections.
Grow your business and build your reputation with freight brokers and shippers.

NON RECOURSE FACTORING

Factoring for Start-Up and Established Freight Businesses

Whether you’ve just registered your MC number or you’ve been in business for years, we can help by factoring your freight business. Owner operator, small fleet, or freight broker: we can help. We understand freight and we only factor freight.

No Application Fees– No Setup Fees – No Termination Fees

Fixed Factoring Rates with No Reserve Held – get paid NOW!

Free EFS Fuel Card. Funding is immediate with an EFS card

FREE ACH (twice daily) Don’t stress over invoicing, bills, and payments. Protect your credit rating and your reputation. We pay you as soon as the freight is delivered.

Full advance – No holdbacks – No reserves held – You get ALL your cash TODAY!

Non Recourse Factoring.

No Term Contract – You are NOT locked into a set term requiring you to factor everything

No Minimums – No Maximums – factor only what you need.

Free Credit Checks on any broker or shipper you have agreed to move freight for.

It’s always cash to you in 24 hours or less (on business days). And if we fund your EFS fuel card, it can be instant cash even on a bank holiday.

If you are a Freight Broker looking for factoring services, visit us HERE

Trucking Is In Your Blood, Not Invoicing & Collections


Sponsor of OOIDA since 2006

Active member of the International Factoring Association since 2002