What is Factoring?

Factoring Freight  for Independent Owner Operators, Freight Brokers, And Small Companies Since 1990

Factoring is immediate cash flow. Under conventional methods, your company must wait 30, 60, and sometimes 90 days to collect an invoice. With XFactors, you assign your invoices to us and as soon as you deliver, we immediately advance a fixed amount of 95% of that invoice. This will help pay your bills sooner. 

Factoring is inexpensive. How much is lost having to wait 30-60-90 days to get paid? Plus, what does it cost to run your office and equipment?  XFactors will professionally handle the work associated with processing invoices. This includes addressing envelopes, stuffing them, paying for postage, mailing them to customers, posting invoices, depositing checks, and entering payments. Weekly, we will send to you by fax, email or postal mail: easy to read computerized reports. All of this is included in your factoring fee.

What happens if your customer doesn’t pay? Nothing happens to you when we factor your invoices!

Factoring means unlimited capital. No need to turn away business because of cash flow. Factoring with XFactors can help grow your sales. As your sales increase, more money becomes available to you. The faster you deliver, the faster you get the cash.

Factoring is leveraging off your customers credit. XFactors bases credit limits on your customers' creditworthiness, not yours! You don't need to meet any of the credit criteria required by banks and other commercial lenders. If you have credit-worthy customers, you can factor with us



Need to check credit?

Call: (816) 220-1700
email: cash@xfactors.net


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