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Track Your Business Growth

Trusted Expertise

Over 30 Years of Reliable Freight Factoring

Since the 1990s, XFactors has been a trusted partner in the freight industry, helping carriers and brokers maintain steady cash flow. Starting as Freight Factors in Kansas City, MO, we have grown into a national leader with offices in Blue Springs, MO, and North Attleboro, MA. Our expertise is focused solely on freight factoring, making us specialists in handling billing and collections. As proud members of the OOIDA and International Factoring Association, we bring industry knowledge, transparency, and dedicated support to every client interaction.

Freight Funding Solutions

Support for All Freight Businesses

Whether you’ve just registered your MC number or have been in business for years, XFactors is here to help. We specialize in factoring freight, offering no application fees, setup fees, or termination fees. Get paid fast with fixed rates and immediate funding through EFS cards or free ACH transfers twice daily. Protect your credit and reputation by getting paid as soon as the freight is delivered.

Instant Payment

Receive immediate payment through EFS cards or ACH transfers.

Clear & Simple

Fixed rates, no hidden fees, and no reserves held.

Earn Rewards for Referring Friends and Brokers

Get Paid for Every Successful Referral—Grow with XFactors Financial

We value your network! Refer your friends or brokers to XFactors and earn referral fees for every successful factoring transaction. Whether you’re a carrier or broker, we offer a win-win opportunity to boost your earnings. Join hands with us and enjoy rewards for your trust and partnership.

Trusted Rewards
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Rewarding Consistency
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Industry Partners

Trusted Collaborations for Growth

Other Services

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Truck and Cargo Insurance

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